Privacy Policy

Last Updated: January 27, 2026

At CalcTools, accessible from https://calctools.co.in, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by CalcTools and how we use it.

1. Zero-Data Retention Policy (Financial Data)

We value your financial privacy. We do not collect, store, or transmit your personal financial inputs (such as Salary, Loan Amount, Investment details) to any server.
All calculations on this website are performed Client-Side (within your own browser using JavaScript). Your data never leaves your device.

2. Log Files

CalcTools follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable.

3. Cookies and Web Beacons

Like any other website, CalcTools uses "cookies". These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

4. Google DoubleClick DART Cookie

Google is one of a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.website.com and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL – https://policies.google.com/technologies/ads

5. Advertising Partners Privacy Policies

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on CalcTools, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that CalcTools has no access to or control over these cookies that are used by third-party advertisers.

6. CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

7. GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

8. Contact Information

If you have any questions about this Privacy Policy, please contact us via email at: support@calctools.co.in