1. Acceptance of Terms
By accessing and using CalcTools (https://calctools.co.in), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.
2. Financial Disclaimer (Critical)
This website does not provide financial advice.
The calculators, articles, and tools provided on CalcTools are for educational and informational purposes only. They are designed to give you an estimate based on the inputs you provide.
We are not:
- A SEBI-registered investment advisor.
- A Chartered Accountant (CA) firm.
- A Bank or Financial Institution.
You should consult with a qualified professional before making any financial decisions (such as investing in Mutual Funds, taking a Home Loan, or filing Taxes) based on the data from this site.
3. Accuracy of Information
While we strive to keep our formulas updated with the latest RBI guidelines and Income Tax Slabs (FY 2025-26), financial rules in India change frequently. CalcTools assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter provided.
4. Limitation of Liability
In no event shall CalcTools or its owners be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service.
5. External Links
Our Service may contain links to third-party web sites (e.g., incometax.gov.in, rbi.org.in) that are not owned or controlled by CalcTools. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.
6. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.
7. Contact Us
If you have any questions about these Terms, please contact us at: support@calctools.co.in